Sunday, April 29, 2012
My Dream Kitchen
Who doesn’t love looking at homes?
And why you are looking, dreaming…who hasn’t pictured the ideal dream home, the one you can hurry home to after a stressful day at work? Fortunately dream homes differ from person to person and homes for sale can be found in many desirable places so there should be that perfect home for each individual. When I look at homes, I visualize built in book cases in the stairwell going upstairs, a fire place, my own office and of course, a huge kitchen with lots of cupboards and a dining area. I want at least two bathrooms, one on each level.
Correcting your credit report can be very tedious.
Anyone who is looking for their dream home or ways to turn the home they already own into their perfect home, know it requires money, planning, and a good credit score. When I was trying to get approved for my home, I had to dig up receipts for bills which I had paid for long ago never realizing they were still showing up as unpaid on my credit report. I worked diligently to correct my credit report. It was bothersome and time consuming involving calling previous creditors and supplying them with copies of my receipts. Each time I sent the paperwork, I would send it return receipt requested and usually it would take follow up calls to get the report corrected.Once corrected I was approved to purchase my own first home.
Are you looking for a mortgage or help with an existing mortgage?
Before you go through what I went through, make sure this is the home you want. A mortgage is for a very long time. Get a home warranty if available, and go with someone who has been down this road a few times. Experience is a great teacher and you should take advantage of learning from those who know. Find the cheapest mortgage and the type that fits your budget. They are not all mortgages are the same and the more you know the better off you are. This company specializes in home mortgages, home equity mortgages and other types of loans. Before you make your important decision; consult, consult, consult.
Thanks for your visit today, take care and God bless!